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Help stop smoking freebies, we just need a few details to get started

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Can't believe I didn't do this earlier! If medical or other evidence of your habit is discovered, your provider can, and probably will, legitimately refuse to pay out and not even refund your premiums.

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If you smoke once in a year, you're a smoker. You should never withhold the fact that you're an ex-smoker, as this could potentially invalidate your insurance.

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So, quit smoking and you'll save money on a mass of products.